As a tradesman you have likely spent years refining your craft. Overtime you develop smarter processes and have an understanding for quality materials. Not every situation calls for top of the line materials however there are times where these are the best option. You undoubtably have an understanding that cheapest is not always the best and a similar approach could be applied to your Public Liability Insurance. Atlantic Insurance has been accommodating the varied Insurance needs of trades businesses for 25 years. These trades range from sole traders in domestic environments right through to national builders and even industrial landscapers and rail maintenance entities. As you would expect the Insurance needs of each are unique and depend on a range of factors which are best understood through correspondence with experienced Client Managers, not necessarily via an online quote forum. Whilst this may save time it is not necessarily the risk analysis you and your business need.
Access to a wide range of products and insurers for all classes
Interest-free monthly premiums available
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No paperwork to complete
Premiums from just $460 per year *Â
(*premium subject to change based on occupation, turnover and underwriting information)
Your claims are handled by your Client Manager at Atlantic Insurance and not a call centre
On most work sites the majority of the Trades will have Insurance in place whether it be a contractual requirement or simply good risk management. In any case this reasonable outlay can provide immense peace of mind and help protect you and your and your life’s work. A Public Liability Policy is the policy you want to ensure that when a response is needed it is there for you to rely on. To ensure this is the case it needs to adequately reflect your business activities, be with a reputable Insurer and for an amount sufficient to cover these unforeseen circumstances.
Click below to find out more information on some of the most popular Trades we discuss with prospective Clients.
Atlantic Insurance specialise in arranging Public Liability and other important Insurance Policies for Tradies as below. Click below for more information or contact us today to discuss your requirements
You not only have an obligation or duty of care to those you work on behalf of as a professional Tradesperson or entity, this now extends to providing a safe working environment for those you employ or even contract. In recent years we have seen a surge in recoveries being made by Work Cover authorities against employees on the basis that you have contributed to incidents of personal injury.
Our experience in assisting to manage Trades risks for the past 25 years is extensive and during that time there would not be many claims scenarios that we haven’t seen first hand.
Your Public Liability Insurance Policy exists to protect you and your business in situations where a third party suffers a personal injury or property damage as a result of you or your Businesses negligence. Incidents involving property damage can be straightforward to quantify. For example the ladder that fell over and struck a vehicle, it is the cost to repair the vehicle that forms the basis for the claim. The same would apply to the screen you damaged during the installation of the TV, it is the cost of the repair or to replace the TV.
Unfortunately it is the claims involving personal injury that are much more difficult to quantify. We have seen the passer-by get struck by falling objects, trip over and fall into open pits or slip on wet surfaces. No two incidents will be the same nor will the cost. Aspects of pain and suffering, loss of lifestyle, trauma, loss of income or future earnings mental anguish can be encountered in these situations.
There are policies that can help protect you and your Business should such a situation arise which further highlights the need to get the right advice to ensure your Insurance program meets your unique Insurance needs. Contact us today to discuss your requirements.
Public Liability Policies are designed to cover Property Damage and Bodily Injury following your negligence. Unfortunately accidents happen and a Public Liability Policy is designed to protect you should a claim for negligence be made against you or your business.
Atlantic Insurance’s experienced Client Managers can provide a solution to package all the covers that are required to cover you and your business.
Premiums start at just $460 per year, your premium will be calculated by prospective insurers based on your occupation, turnover and underwriting information.
Yes, the Client Manager you normally work with at Atlantic will assist in lodging your claim and seeing this right through to finalisation.
ATLANTIC INSURANCE
6 Monomeeth Drive,
Mitcham, VIC 3132
03 9836 3733
