Your ability to earn an income is likely your biggest asset that requires protection. Through our association with “Atlantic Financial Services” we can provide advice on a range of personal risk insurances including Income Protection and Life Insurance.
We can insure standard to high-end vehicles from a wide range of Motor Insurers. Our policies can provide cover for own damage along with third party property damage. Speak to us today about recommended extensions including free windscreen cover, no claim bonus protection and choice of repairer.
Contents Insurance is extremely important, whether you own your home or rent. Atlantic’s contents policies can cover accidental damage, personal valuables away from your home, along with many other benefits. Use our home contents calculator to assist with accurately calculating your contents sum insured.
Click here to accurately calculate calculate your Home Contents Sum Insured.
Atlantic can provide advice on whether a one-off or annual travel policy will provide you with the best protection at the most competitive premium. Cover for your medical expenses, baggage, hire car excess, cancellation and loss of deposits will all be considered when talking with us.
Alternatively, Click here to take out a policy online.
Atlantic can provide advice and organise cover for both Hobby Farms and Commercial Farms that are your sole source of income. With specific exclusions in many home policies that will exclude claims if your property is over a certain size or has animals that are not just domestic pets speak with us today to ensure you are adequately protected.
Atlantic’s Caravan policies will protect you for loss and damage to your caravan and annexe and can also be extended to cover loss and damage to your contents. We can offer cover for both onsite and offsite caravans.
You have worked hard to purchase your boat, don’t risk protecting it with a cheap, limited boat insurance policy. Speak to us today so we can provide an option from a range of insurers. Policies can be extended to cover Water Skier’s Liability, Blue Water Cruising and your boating accessories.
We can provide advice to Residential Strata Managers and also to individuals owning a property that forms part of a Residential Strata Plan. Speak to us today to ensure your Strata Buildings, Common Contents, Loss of Rent and Liabilities are adequately covered.
An investment property has many risks that are different from your principal place of residence. Talk with us today to discuss how our Landlords policies can protect you in the event of loss to your Buildings or Contents or against loss of rent, rent default, theft by tenants or Liability claims.
Click here to accurately calculate your Home Building Sum Insured.
Atlantic understand that your Prestige or Classic car is not just a means to get you from A to B but your pride and joy. We will ensure that you understand the covers available for Prestige Vehicles such as choice of repairer, right to retain salvage, air freight import cover, finance gap costs along with no claim bonus protection and free windscreen cover.
A Prestige Home Policy is designed specifically to meet the needs of the owners of Prestige Homes with high sums insured. It ensures you are returned to your pre-loss position in the most timely manner possible and provides benefits such as adequate temporary accommodation with a view to minimising the impact of the claim on you and your family following a loss to your Buildings, Contents or Valuables.
We have been arranging Policies specific to Prestige Properties for in excess of 25 years. These Homes are often unique with private collections and bespoke items. The Homes commonly considered under a Prestige Home Insurance policy have a replacement value in excess of $1,500,000, may have historical significance, could be architecturally designed homes, homes with uncommon features and a focus on craftmanship and materials which define the Home.
The true test of any Insurance Policy is the manner in which it responds in the case of a claim. This is especially evident in claims involving bespoke or Prestige Homes. Not only because these are personal claims impacting your lifestyle, they often involve Homes and Contents that are unique, difficult to replicate and often irreplaceable. Atlantic’s Client Managers understand the expectations in the case of these particular claims and work towards minimising the intrusion of trades and the like with the aim to return our Clients to their pre-loss position in the most effective timeframe possible. If there is a need to vacate the home for works to be conducted, Atlantic’s Client Managers will liaise between you, the assessors and Insurers to ensure a reasonable outcome is achieved.
Access to a Client Manager that has specialist knowledge and understanding of the Insurance solutions for Prestige Properties and their Owners.
Access to a wide range of products and insurers for all classes
Your claims are handled by your Client Manager at Atlantic Insurance and not a call centre. There will be cross-over with the assessor and site visits should they be required to ensure scope of works, timeframes and expectations are met.
Prestige Home Insurance offers coverage for those with significant assets to protect. Choice of repairer and trades in the case of a claim is a unique feature and especially relevant in claims involving jewellery replacement, fine art or antique repair. Additional benefits such as worldwide cover for your contents, extended replacement cost to cover the complete rebuild cost following a loss or the option of cash settlement are all benefits that can be included on a Prestige Home Insurance Policy.
Our homes are often a culmination of where we have been and to each of us are very personal. At Atlantic we are well accustomed to claims involving Prestige Properties and these often belong to the owners, Directors and employees of our Business Insurance Clients.
With construction costs continuing to rise a large percentage of Homes now meet the minimum $1,500,000 Building replacement threshold for a Prestige Property Insurance policy. We can help you understand the benefits these policies provide and determine whether it is the right fit for you.
At Atlantic, when we are advised of a claim involving a Prestige Property we begin by ensuring all parties including the Insurer, their assessor and the repairers whether selected by the policyholder or not, clearly understand their expectations. We have had significant water damage claims for example where temporary accommodation for the duration of the claim was negotiated for a rental property of a similar nature, in the same neighbourhood including being located along the same Bus route to our Clients children’s schools. Of course there were additional costs incurred by the Insurer to minimise the impact on the family for the duration of the claim, but that’s the level of comfort and peace of mind you are securing when you align yourself with a Prestige Property Insurer.
ATLANTIC INSURANCE
6 Monomeeth Drive,
Mitcham, VIC 3132
03 9836 3733
