Home - Short Stay insurance
Atlantic Short Stay Insurance was formed to assist clients in Melbourne, Victoria and throughout Australia who are taking advantage of the share economy, leasing their holiday homes or principal places of residence to short stay tenants. The rise of sites like Airbnb® and Stayz® has made it much easier to rent out your property to short term tenants. However insuring for this adequately can be a minefield and is often misunderstood.
At Atlantic Insurance we are experts in insuring short term rental properties and can offer you personal and professional advice to ensure your valuable asset is protected in the event of a loss.
Our policies can include cover for your Buildings, Contents, Loss of Rent, Rent Default, Theft by Tenants and Liability.
We work in a wide range of industries and our experienced Client Managers provide specialised risk management and insurance advice to protect your business.
We pride ourselves on the way we handle your claims. In fact, the Client Manager who looks after you & your insurances is usually the person who works on your claims to ensure you receive fast and fair settlements.
Provide specialist, individual advice to each client without operating like a call centre
Client Managers who understand your risks. We concentrate on getting your cover right!
Agreed service levels with our preferred assessors on all Atlantic Short Stay claims
Can often include cover for Theft by Tenants and Malicious Damage by Tenants
Monthly premiums available at no additional cost
Competitive premiums
We can cover both everyday vehicles through to high end prestige vehicles through a wide range of insurers. Our policies can provide cover for own damage along with third party property damage. Speak to us today about recommended extensions including free windscreen cover, no claim bonus protection, and choice of repairer.
Atlantic Insurance's Home policies are often much broader and provide a much higher level of cover than an off-the-shelf policy. We recommend that you speak to us about the advantages of an accidental damage policy that can be extended to cover personal valuables cover away from your home.
You have spent a lot of money on your pride and joy, and while you hope those that have the opportunity to enjoy its surroundings will treat it the same way as you, there’s a risk malicious damage may occur. Our policy extends to cover any Malicious Damage by Tenants.
While most tenants do the right thing, there is always a risk that somebody you have let into your home will take advantage of the opportunity of theft. Our Short Stay Policy will often protect you for theft by tenants.
How would you pay your mortgage if you suddenly lost the rental income from your Short Term Rental following a fire or major loss? Our policy will extend to cover Loss of Rent whilst you obtain permits and rebuild or repair. We can assist you to set a correct sum insured.
While damage or loss to your Building or Contents would cause significant financial hardship, if somebody was injured within your property, you need someone on your side who understands liabilities affecting short term rental property owners. Speak with us today.
Many Landlords covers exclude theft by tenants if your property is not leased long term. Our policy may cover this exposure providing you have selected contents cover. Ensure all of the relevant risks associated with your contents are covered correctly. Contact us to obtain a competitive quotation.
Did you know a standard Home Policy may exclude Malicious Damage by tenants, and the risks become even greater if your home is leased to short term tenants? We know the risks and how to cover these properly. Speak to Atlantic Insurance today. We’re experts in short term rentals.